Why Is Bandhan Bank Share Price Falling Today? Stock Crashes 17% Post Q1 Result; Buy The Dip Or Sell?

Bandhan Bank Share Price Today: Shares of Bandhan Bank crashed close to 17% during Wednesday’s trading session despite the private lender announced 35% surge in net profit for the first quarter of financial year 2026-27. THe bank also saw improvement in asset quality and lower provisioning.

Bandhan Bank share price was down close to 16.97% at Rs 173.2 per share on BSE with a market capitalisation of Rs 27,903.87 crore at 12:17 pm on Wednesday. The stock had touched an intraday high of Rs 191 per share and an intraday low of Rs 169.65 per share.

Bandhan Bank Q1 Result Review

Bandhan Bank’s net profit increased by 35% on an annual basis, however, it declined on a sequential basis. The surge in profit was led by lower-than-expected provisioning. The bank reported a steady quarter, led by gradual improvement in credit costs to 1.8%. However, business momentum was very soft and the NIM was flat at 6.2%, and it is guided to remain under pressure due to higher deposit pricing, stated Motilal Oswal in its report.

“Management expects loan growth to remain at 14% YoY, with EEB book growth expected to be between 5% and 10%. NIM is flat at 6.2%, and it is guided to remain under pressure owing to higher deposit pricing,” stated the brokerage in its report.

Despite NIMs to remain under pressure in the coming quarters, bank is likely to deliver a 1-1.5% ROA over FY27-29E, up from a FY26 low of 0.6% (dragged by portfolio clean-up), highlighted Emkay Global in its report.

“The management reiterated its FY27 credit growth guidance of ~14%, with EEB growth targeted at 5-10% and non-EEB growth at +20%. However, citing external headwinds, the bank revised its ROA outlook to 1.2-1.4%-a ~40bps impact vs earlier guidance,” stated Emkay in its report.

Bandhan Bank Share Price Recommendation

Motilal Oswal downgraded its recommendation for Bandhan Bank stock to ‘Neutral’ with a revised target price of Rs 225 per share. “We cut our FY27/FY28 earnings estimates by ~14%/6% and expect BANDHAN to deliver an RoA of 1.0%/1.4% in FY27/FY28. We downgrade the stock to Neutral while retaining our TP of INR225 (premised on 1.3x Mar’28E ABV).”

While Motilal Oswal downgraded the bank stock, Emkay Global raised the target price for Bandhan Bank. “We retain BUY and raise our TP by 9% to Rs 240, valuing the bank at 1.2x Jun-28E ABV, factoring in improving growth and ROA trajectory.”

Bandhan Bank Q1 Result Recap

Bandhan Bank Limited saw a 35% annual jump in its net profit for the June quarter of FY27. The surge in Bandhan Bank profit was led by ower provisioning despite moderate net interest income increase. Its standalone profit increased to Rs 502 corre in Q1FY27 from Rs 372 crore a year ago. Net interest income (NII) increased by 6% on an annual basis to Rs 2,921 crore, up from Rs 2,758 crore a year-ago.

Bandhan Bank Share Price Trend

The stock crashed nearly 17% during Wednesday’s trading session. Bandhan Bank stock touched its 52-week high mark of Rs 220.7 per share on BSE on July 15, 2026. The stock touched tis 52-week low mark of Rs 134.3 per share on December 19, 2025. The stock has a return on equity (ROE) of 5.71%.