Small-dollar mortgages face structural barriers as housing bill seeks to expand access
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“I don’t think we are 100% done, to be honest,” he said. “The process will be done by the end of the year, full automation with AI on underwriting everywhere. Not 100% of underwriting is automated, but it will be by the end of the year. January 1, 2027, we’ll be ready with the fully…
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Mortgage Rates Today, Monday, July 20: A Little Lower
It’s not a big enough dip to really make a difference, but mortgage interest rates are lower today. July’s rates have remained elevated beyond what we saw in June, trending above last month’s average (6.34%) for 18 days straight. The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.49% APR, according to…
