Retirement Evolution Series: Why ‘One Pot’ Fails
Relying on a single standalone multi-asset fund during decumulation exposes clients to a dangerous trio of headwinds: sequencing risk, longevity risk and behavioural panic.
In this episode, Kimberley Dondo talks to Andy Fear, investment business development manager at M&G, to explain why structural portfolio design must evolve.
Learn how partitioning client wealth by purpose and combining drawdown, guaranteed income and smoothed structures like PruFund can mitigate real-world risks and manage client anxiety during market dips.
