Opinion: Why the dual credit score mandate raises costs for small businesses without clear benefits
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Blog: Making a vision a reality – Mortgage Finance Gazette
The government’s recently announced roadmap of reforms promises to revolutionise the home buying and selling process. It follows two major consultations, which sought the views of professionals working across the property market to help shape what will be the biggest shake-up of the market in a generation, increasing clarity, certainty and confidence that transactions will…
Calculated Risk: Housing Starts Decreased to 1.246 million Annual Rate in October
by Calculated Risk on 1/09/2026 09:59:00 AM From the Census Bureau: Permits, Starts and Completions Housing Starts:Privately-owned housing starts in October were at a seasonally adjusted annual rate of 1,246,000. This is 4.6 percent below the revised September estimate of 1,306,000 and is 7.8 percent below the October 2024 rate of 1,352,000. Single-family housing starts…
Bloomberg Launches Pre-Trade TCA API to Bring Execution Analytics into Trading Workflows at Scale | LeapRate
Bloomberg has launched a multi-asset pre-trade transaction cost analysis API, enabling buy-side and sell-side firms to embed execution intelligence directly into their proprietary trading systems for the first time. The company explained in a press release on Wednesday that Pre-Trade TCA API covers fixed income and equities and allows firms to programmatically access its pre-trade…
AI is here to stay. Here’s how mortgage brokers should be using it
Trust in AI to help find a home in the US has dropped by 14 percentage points over the last year, the Cotality survey showed, from 30% in 2025 to 16% in 2026. Preference for working with a human, meanwhile, has jumped for US homebuyers. Fifty-five percent (55%) of buyers said they would prefer using…
Charging Power: Lithium as a Critical Metal for the Supply Chain
As nations and international organizations set ambitious climate and sustainability goals, commodity prices have soared and supply chains have entered a state of flux. Geopolitical volatility, trade disputes and resource events such as the war in Ukraine and lockdowns in China magnified the trend, exposing the vulnerabilities of Western energy dependence and pushing critical minerals…
Ceasefire collapse is reinforcing the higher-for-longer rate case, economist says
Odeta Kushi (pictured top), deputy chief economist at First American, said the latest flare-up fits a pattern she and her colleagues had already accounted for. Even if there is some volatility day-to-day, the overall pattern seems to be for elevated rates. “I think you can see some zigzag, but my baseline expectation is more of…
