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Banking regulators missed a major loophole in proposed capital rules
Key insight: As written, new capital standards for U.S. banks fail to account for the additional risk posed by many home loan clients who obtain second mortgages. Fixing the problem will significantly reduce the rule’s benefit to banks. What’s at stake: The new capital standards create incentives to move second liens off bank balance sheets…
Few banks formally evaluate GenAI human-in-the-loop controls
Few banks formally evaluate GenAI human-in-the-loop controls – Risk.net Skip to main content End of drawer navigation content Risk Benchmarking: G-Sibs and challengers use tools to test controls efficacy; others rely on judgement This piece is part of a series benchmarking bank model risk management practices. Sign up for Risk Benchmarking emails here. Only one…
A massive lettuce recall hits home as local restaurants shake up their salad menus
Some independent restaurants are throwing out all their bagged lettuce, while others have found ways to keep serving customers their leafy greens.
Montana home of Kelly Clarkson’s late ex-husband Brandon Blackstock listed for $2.9 million
The sprawling Montana lodge where Kelly Clarkson’s late ex-husband moved to after they split for sale for $2.9 million—a year after the talent manager died following a battle with cancer.
My wife’s 2011 Ford Fiesta was totaled. Should we accept a $2,000 insurance settlement or give up the car for $2,700?
“The hood is bent, the radiator is cracked, and the front bumper is destroyed.”
Stanhope appointed to manage NBIM’s £4bn commercial property portfolio
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