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The largest bank of India in terms of market value, HDFC Bank, has trimmed its Marginal Cost of Funds-based Lending Rates (MCLR) by 5 basis points on several tenures. This will impact home loans, personal loans and car loans’ EMIs linked to MCLR. The new rates have come into effect from July 7, 2026. HDFC…
September ICE NY cocoa (CCU26) today is up +313 (+5.43%), and September ICE London cocoa #7 (CAU26) is up +244 (+5.72%). Cocoa prices are surging today amid weather risks in West Africa, with NY cocoa posting a 6-month high and London cocoa posting a 7-month high. Cocoa prices have rallied sharply over the past three…
TradeSmith’s seasonality tool scans decades of data to find recurring ‘green days’ Listen to the audio version of this article (generated by AI). Editor’s Note: Most investors spend their time deciding what to buy. TradeSmith CEO Keith Kaplan believes they’re overlooking an equally important question: when to buy it. Drawing on decades of historical market…
With higher financial literacy, younger borrowers are leveraging personal loans to fund lifestyle choices, experiences, travel and discretionary spending, all while keeping their investment portfolios intact.
Small Business Saturday is a great opportunity for local businesses to attract both new and existing customers eager to support their community. American Express reported that 59% of U.S. consumers took part in Small Business Saturday in 2023, contributing to their local communities in a meaningful way. By strategically preparing for this annual shopping event,…
What if the biggest thing standing between you and your financial goals isn’t your income, your debt, or the housing market — but your own brain? Dr. Julia Garcia is a psychologist, behavioral researcher, and author of The Five Habits of Hope — and she’s spent years studying why smart, hardworking people stay stuck. The…