Citigroup Inc. (C) Q2 2026 Earnings Call Transcript

Conference Call Participants

Glenn Schorr – Evercore ISI Institutional Equities, Research Division
Michael Mayo – Wells Fargo Securities, LLC, Research Division
Kenneth Usdin – Bernstein Autonomous LLP
Ebrahim Poonawala – BofA Securities, Research Division
John McDonald – Truist Securities, Inc., Research Division
Manan Gosalia – Morgan Stanley, Research Division
James Mitchell – Seaport Research Partners
L. Erika Penala – UBS Investment Bank, Research Division
David Chiaverini – Jefferies LLC, Research Division
Vivek Juneja – JPMorgan Chase & Co, Research Division
Gerard Cassidy – RBC Capital Markets, Research Division
Matthew O’Connor – Deutsche Bank AG, Research Division
Saul Martinez – HSBC Global Investment Research
Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division
Kunpeng Ma – China Securities Co., Ltd., Research Division

Presentation

Operator

Hello, and welcome to Citi’s Second Quarter 2026 Earnings Call. Today’s call will be hosted by Jen Landis, Head of Citi Investor Relations. [Operator Instructions] Also as a reminder, this conference is being recorded today. If you have any objections, please disconnect at this time. Ms. Landis, you may begin.

Jennifer Landis
Head of Investor Relations

Thank you, operator. Good morning, and thank you all for joining our second quarter 2026 earnings call. I’m joined today by our Chair and Chief Executive Officer, Jane Fraser; and our Chief Financial Officer, Gonzalo Luchetti. I’d like to remind you that today’s presentation, which is available for download on our website, citigroup.com, may contain forward-looking statements which are based on management’s current expectations and are subject to uncertainty and changes in circumstances. Actual results may differ materially from these statements due to a variety of factors, including those described in our earnings materials as well as in our SEC filings. And with that, I’ll turn it over to Jane.

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