The deed and the dream: 250 years of the American mortgage

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Building and loan associations, member-funded cooperatives that pooled local savings to lend to their own members, filled much of the gap that banks left, but their loans carried the same short, punishing structure. It was a system that worked reasonably well for the modestly prosperous and shut out almost everyone else — as of the […]

Sierra Cofounder Says Some of His Best Employees Are AI-Savvy 22-Year-Olds

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AI-native graduates can have a key edge in the workplace, one startup founder says. Clay Bavor, who cofounded Sierra in 2023, said some of the company’s most effective employees are in their early 20s because they’re more comfortable using AI than many experienced workers. “I can’t remember a time when a young person with no […]

Can I Retire? What $862K Really Means at 50

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What happens when you look at a $862,000 portfolio and realize early retirement might actually be out of reach? When a mountain of ticker symbols, account balances, and unexpected life updates come hitting you all at once, your money plan can quickly start to look like a complete mess. Joe and I break down how to […]

Homeowners opting to improve rather than move: Loans Warehouse – Mortgage Finance Gazette

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More homeowners are choosing to invest in their existing property rather than move, with demand for home improvement finance rising. This is according to secured loan broker Loans Warehouse. The comments follow a Reuters report highlighting the latest Nationwide House Price Index, which found UK house prices were flat in June while annual growth slowed […]

New York Top Real Estate Deals: Thursday, July 3

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There were 196 transactions totaling $306 million filed in New York City records in the 24 hours before 2:30 p.m. on Thursday, July 3. 🏆 Commercial: A warehouse in Long Island City at 44-68 Vernon Boulevard sold for $15.5 million, representing the top commercial deal to hit records in the Big Apple. Queenbea 44-68 LLC […]

What Really Drives RIA Valuations

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Michael Molnar, Head of Corporate Development and M&A at Cetera, breaks down what actually drives RIA valuations beyond headline multiples. He identifies two primary levers: business composition, where advisory and recurring revenue models command higher valuations, and genuine organic growth measured by net new assets, not market appreciation. He also highlights common deal failures, including […]

Federal Legislation: ‘A Driving Force in American Homeownership’

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As the nation marked 250 years of independence, new data revealed that just over 65% of American households now own their homes, amid the ever-changing U.S. housing market. A new Realtor.com analysis of federal housing legislation indicated that notable surges in U.S. homeownership have each been preceded by an act of Congress—from the Homestead Act of 1862 to the Housing and Economic […]

ECB publishes indicative operational calendars for 2028

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ECB publishes indicative operational calendars for 2028

Federal Reserve Board – Agencies release list of distressed or underserved nonmetropolitan middle-income geographies

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Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. June 30, 2026 Agencies release list of distressed or underserved nonmetropolitan middle-income geographies Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation Office of […]

High-end homes boost latest US HPI, but more recent data highlights two-speed market

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Austin, Texas posted the steepest per-square-foot decline among major metros at 8.2%, followed by Memphis at 6.0% and Buffalo at 5.2%. Providence, Indianapolis and New York saw the largest gains, up 8.7%, 4.9% and 3.4% respectively. Inventory keeps climbing, but gap remains Active listings reached 1,102,615 in June, up 4.1% from May and 1.9% from […]