5 Things Keeping You From a Life of Financial Independence

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Financial independence can mean different things to everyone. A 2013 survey from Capital One 360 found that 44 percent of American adults feel that financial independence means not having any debt, 26 percent said it means having an emergency savings fund, and 10 percent link financial independence with being able to retire early. I define […]

Microsoft’s emissions surged 25% in 2025 during data center boom

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Microsoft Corp. said its carbon emissions climbed 25% in 2025, making it the latest technology company to report a setback in its efforts to erase emissions amid heavy spending on artificial intelligence data centers.  The company emitted 20 million metric tons of carbon dioxide equivalent in 2025, up from 16 million metric tons the prior […]

Crude oil runs to a new session low

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Crude oil futures have reversed sharply lower, trading back below the $72.00 level at $71.91, down $1.62 (-2.08%) on the day. Despite another round of heightened geopolitical tensions in the Middle East—including U.S. strikes on Iran and Iranian warnings that oil and gas infrastructure in Saudi Arabia, Kuwait, the UAE, Qatar, Jordan, and Bahrain could […]

Alternative lenders warn against one-size-fits-all non-bank regulation

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A new CAMLA paper says regulated alternative lenders should not be grouped with private lenders as regulators sharpen their focus on non-bank financial risk.

Mortgage groups call on FHFA to ease new condo lending rules

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More than one-third of all US housing, or 35.2%, sits within community associations, according to the Foundation for Community Association Research’s 2025 Statistical Review, which tallies 373,000 community associations housing 78.1 million residents nationwide. For first-time buyers, moderate-income households, seniors, and buyers in higher-cost markets, the letter said, condominiums remain “one of the most attainable paths to […]

OpenAI, Anthropic Employees Could Buy Nearly One-Third of All Homes in San Francisco With IPO Earnings

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A new Redfin analysis takes a look at how much Bay Area real estate OpenAI and Anthropic employees could hypothetically purchase with their IPO earnings, in the wake of two massively valuable AI companies filing confidentially to go public.  OpenAI employees could buy 20% of all homes in San Francisco, or 15% of all homes […]

What pharma is really doing: AI’s first killer app isn’t discovery, it’s the commercial machine

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What pharma is really doing: AI’s first killer app isn’t discovery, it’s the commercial machine !“#$%&‘()*+,–./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|} !“#$%&‘()*+,–./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}

Fresh explosions heard in Iran (update: now denied)

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Iranian news agencies report that there are strikes in Iran for a third day. Iran yesterday retaliated against US bases in the region and is threatening to take that further. The risk is that they start attacking energy or civilian infrastructure in the countries hosting US bases. On this headline, oil prices have rebounded but […]

Federal Reserve Board – Federal Reserve announces the leadership and objectives of its task forces to advance the conduct of monetary policy

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Please enable JavaScript if it is disabled in your browser or access the information through the links provided below. July 09, 2026 Federal Reserve announces the leadership and objectives of its task forces to advance the conduct of monetary policy For release at 3:00 p.m. EDT The […]

Office and industrial vacancies keep shrinking across Canada

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That view aligns with what commercial mortgage professionals have been hearing from their clients. Damon Conrad, vice president of REMAX Canada Commercial, told Canadian Mortgage Professional earlier this year that “the strongest office environments today are those that offer quality space, accessibility, and amenities,” and that older assets face mounting pressure to reposition or restructure. […]