Claiming tax relief on salary arrears, advance pay or gratuity? Here’s why Form 10e must be filed before ITR

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Salary arrears, advance pay, gratuity and certain other lump-sum payments can increase your tax liability by pushing up your total income for a financial year. To reduce this burden, the income tax law allows eligible taxpayers to claim relief under Section 89 of the Income-tax Act. However, taxpayers can claim this relief only if they […]

Best Parent Student Loans: Parent PLUS and Private of July 2026

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Is It Better to Get a Parent PLUS Loan or a Private Student Loan?  Parents who want to take out a loan to pay for their child’s college expenses have two main choices: a Parent PLUS loan or a private parent student loan. Both are student loans for parents, but they have important distinctions. Parent […]

Luxury Cars That Cost Less To Own Than Expected

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GA161076 / Getty Images Commitment to Our Readers GOBankingRates’ editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology. […]

Dividends vs. Distributions: What Investors Need to Know

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Demand for income-generating investments has been remarkably strong in recent years as advisors search for ways to offset market volatility. High-yielding investments can provide a more predictable return stream. This is particularly relevant as master limited partnerships (MLPs), which are known for offering generous income, begin announcing their second-quarter payouts. Key Takeaways Corporate dividends represent […]

The Richest Small Town in Every State

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There are small towns thriving in every corner of the United States, but some are much richer than others. If you’ve ever wondered which small locale in your state packs the most wealth, GOBankingRates (GBR) has the answer for you. A recent GBR analysis of cities and towns with between 500 and 1,500 households produced […]

Filing Too Fast: Tax Breaks Families Miss

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Goodboy Picture Company / Getty Images Commitment to Our Readers GOBankingRates’ editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services […]

Gold Prices Are Falling Below $4,000/Oz, But I Keep Buying Because Of This Rationale!

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Gold Prices Are Falling Below $4,000/Oz, But I Keep Buying Because Of This Rationale!

Being a Caregiver Can Be Both Emotionally Demanding and Rewarding

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This as-told-to essay is based on a conversation with 23-year-old Careb Bien-Aime, who is attending New York University. The following has been edited for length and clarity. I’m an information systems management major at NYU, after studying at a community college. I worked as a home health aide for a few years during college. My […]

Best Law School Loans of 2026

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What Are the Types of Law School Loans? Student loans to pay for law school are either federal or private. Understanding each one will give you a better chance of selecting the right loan features based on your needs. Federal Student Loans Federal loans are funded through the U.S. Department of Education, making them a […]

July Is Historically Strong. What Comes Next Is the Problem.

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Listen to the audio version of this article (generated by AI). Editor’s Note: Every market moves to a rhythm. Bull markets. Bear markets. Earnings seasons. Election years. The headlines change. But often, the patterns don’t – something TradeSmith CEO Keith Kaplan has been researching closely. Today’s guest essay from Keith examines one pattern most investors […]