AI in Wealth Management Requires Data Foundation First

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Recorded on location at the Wealth Management Edge conference, Zephyr’s Adjusted for Risk podcast features Jim Dickson, CEO and founder of Elevation Point, discussing how financial advisors should approach AI. Dickson argues firms often skip the “unglamorous” but essential work of organizing, codifying, and centralizing data into a warehouse/lake before expecting meaningful AI results. He […]

SpaceX Is Down 30% From Its Peak. These 3 Stocks Let You Play the Same Themes.

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Space Exploration Technologies (SPCX 6.72%), also known as SpaceX, was one of the most hotly anticipated IPOs of the year. But while the stock got off to a strong start, it is now trading about 30% off its highs and faces numerous future stock lock-up expirations that will release more shares into the market. Meanwhile, the […]

FHA Mortgage Rates Just Dropped Below 6% – But There’s a Catch

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Key Takeaways FHA mortgage rates averaged 5.99% on July 7, down meaningfully from 6.125% the day before. However, the average FHA loan APR, which includes the interest rate and fees, is 6.721%. APRs are usually higher on FHA loans because of the up-front mortgage insurance premium requirement, but it still might be worthwhile to consider […]

This Is What Happens When Leaders Know the Answer—and Still Don’t Act

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Everyone sees the problem. No one makes the call. Here’s why leaders wait—and what it ultimately costs.

5 Ways Gig Economy Workers Can Save for Retirement

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We are in the midst of a major economic shift. While workers in the past could expect to keep a stable job with a traditional employer for decades, workers of today have found they must either cobble together a career from a variety of gigs, or supplement a lackluster salary from a traditional job by […]

The world is designed for men, which makes it dangerous for women. It doesn’t have to be that way

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By trade, I am an industrial designer. I have been a designer for the majority of my life. I have navigated the world as a woman for the entirety of my life. Every day, I inhabit and interact with spaces and things—the tangible, built world assembled to achieve modern life—in the same way that all […]

Index Funds Beat Most Actively Managed Funds Over Time

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An index fund tracks a market index like the S&P 500 and charges minimal fees. The majority of actively managed funds, where a professional picks stocks, underperform their benchmark over a 10-year period after fees. You don’t need to pick winners. Own the whole market cheaply and stay in it. Source

ECB’s Escriva: Will keep all options on the table and decide on a meeting-by-meeting basis

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If the recent decline in oil prices were to persist, the factors that had concerned policymakers would gradually ease The rise in oil prices over recent months had started to be transmitted to other prices in the economy Monetary policy would normally look through one-off energy price shocks, but we started to see indirect effects […]

No, a paper bag is not “sustainable.” Here is the math to prove it

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Opinions expressed by Entrepreneur contributors are their own. Key Takeaways Paper has had a decade-long head start as the “sustainable” alternative, and yet the global packaging waste problem is far from solved. For entrepreneurs making packaging decisions, this reframe changes the game. The opportunity is not in finding a slightly less harmful disposable. It is […]

Spring Trips Retirees Can Enjoy for $1,500

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Art Wager / Getty Images/iStockphoto Commitment to Our Readers GOBankingRates’ editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review […]