New CRA proposal shifts focus to lending, limits grant credit

Wyndham Rewards is an expansive loyalty program covering more than two dozen brands across more than 8,000 hotels in almost 100 countries. That’s why collecting Wyndham Rewards points can be a valuable tool when it comes to securing great value from your trip. Many redemptions can pack a solid punch, securing at least 0.7 cent…

Investors in Japanese stocks – like investors everywhere – need to be alert to concentrated exposure to the AI story. Over the past few months, it has gone from important to indispensable. Wherever you look, the stocks that are doing best are linked to AI demand, while those that are AI-agnostic or an “AI loser”…

The number of borrowers who have been able to switch to another lender rather than take a product transfer has jumped following FCA changes to affordability rules and they are paying less as a result, new research shows. Last July, the FCA significantly expanded lenders’ scope to use modified affordability assessments (MAAs) to enable more…

Somewhere in a client file right now, there is a will signed in 2014. The beneficiary designations reference a marriage that ended years ago. There is no durable power of attorney. The client is aware of all of this and so is the advisor. Yet the documents have not been updated. What keeps clients stuck…

Mary Kelly Foy MP has been appointed Parliamentary Private Secretary to Housing Minister Matthew Pennycook, a move that signals continued focus on private rental sector regulation and social housing delivery. The appointment was announced as part of a series of ministerial positions under Prime Minister Andy Burnham. Kelly Foy, who represents the City of Durham…

Massive quantities of undeclared uranium have been extracted and exported from the Democratic Republic of the Congo (DRC) over the last two decades, bypassing international nuclear safeguards, a new report alleges. The study published in the journal Nature Communications by researchers from the University of Wisconsin–Madison and Princeton University estimates that between 2,000 and 5,000…